Personal Loan
Quick access to funds for emergencies, education, or personal projects. Competitive rates and fast processing.
Key Features
- Competitive interest rates
- Flexible tenure up to 60 months
- Fast processing within 48 hours
- No collateral for small amounts
- Credit life insurance included
- No early repayment penalty
Rates & Charges
- Insurance: 0.5% p.a.
- Interest Rate: 13% - 16% p.a.
- Processing Fee: 2.5%
- Early Repayment: No penalty
Eligibility Requirements
- Salaried employees with 6+ months employment
- Minimum gross salary required
- Age 21-58 years
- Clean credit record
Required Documents
- National ID or Passport
- Latest 3 months payslips
- Tax PIN Certificate
- 6 months bank statements
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