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Personal Banking at Checkout

Discover our range of Personal Banking products and services designed to meet your financial needs.

Personal Banking Products

Comprehensive financial solutions designed for individuals, businesses, and institutions.

Savings Account

Personal Banking

Grow your wealth with competitive interest rates. Start with a small deposit and enjoy free mobile banking with Checkout.

Tier 1: 4.5% p.a.

Competitive tiered interest rates Free mobile and internet banking Free debit card included
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Current Account

Personal Banking

Flexible everyday banking with cheque book facility, overdraft options, and seamless digital integration.

Cheque Book: Available

Cheque book facility Overdraft up to 3x salary Mobile money integration
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Fixed Deposit

Personal Banking

Lock in guaranteed returns with flexible tenures from 1 month to 5 years. Loan against deposit facility available.

1-5 Years: 12.0% p.a.

Guaranteed returns Flexible tenure options Loan against deposit up to 90%
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Personal Loan

Personal Banking

Quick access to funds for emergencies, education, or personal projects. Competitive rates and fast processing.

Insurance: 0.5% p.a.

Competitive interest rates Flexible tenure up to 60 months Fast processing within 48 hours
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Mortgage Loan

Personal Banking

Make your dream home a reality. Affordable mortgage financing with flexible tenure and rate options.

Legal Fee: 1% of loan

Competitive financing amounts Tenures up to 25 years Up to 90% property value financing
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Credit Card

Personal Banking

Enjoy global acceptance, rewards on purchases, and flexible credit limits. Travel insurance and lounge access included.

Annual Fee: Applicable

Flexible credit limits Rewards on all purchases Airport lounge access
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Frequently Asked Questions

Find answers to common questions about our services.

What documents do I need to get started?

You will need a valid National ID or Passport, Tax PIN Certificate, a recent utility bill for address verification, and a passport-size photograph.

Account opening typically takes 30 minutes at any branch. You can also start your application online and complete verification at a branch.

Yes! Checkout offers both mobile banking and internet banking platforms, available 24/7 for account management, transfers, and payments.

Explore Personal Banking

Visit any of our branches or apply online to access our Personal Banking products today.

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